Special referral Promotion

Terms and Conditions 

Yova AG (known as Yova) is currently running a promotion where a selected number of customers can benefit from an exclusive referral offer from Inyova. This article shows you how you invite a friend successfully. 

1. What is the promotion 

This promotion has two parts:

You can invite a friend and If that friend of yours invests with Inyova between the 02.05.2022 at 11.59 pm and the 31.12.2022 at 11.59 pm by using your personal referral promotion code, you and your friend will both receive CHF 120 as a welcome gift. If you follow the below-mentioned steps, you and your friend will both receive CHF 10 on your Inyova account every month for 12 months.

2. How to benefit from the promotion  

1. When you invite a friend of yours, and they create an account with Inyova, they need to enter your personal referral promotion code in their Inyova Dashboard under “Promotions''. You can find your personal referral code in your Inyova Dashboard under “Share your impact”. They need to enter the referral code before transferring money to the account. 
2. To be able to refer someone and so that your friend benefits from the promotion, you need to be an Inyova invested customer and have transferred at least CHF 2000 to your account.
3. Your friend will have to be an invested customer before 31.12.2022 at 11.59 pm and have transferred at least CHF 2000 to their Inyova account.
4. This promotion only applies to new Inyova customers. If your friend is already an Inyova customer, you will not be able to benefit from this promotion, and they will not be able to enter the code. New customers can only be persons of full age who are not yet registered users of Inyova and who have their domicile or permanent residence in Switzerland.
5. You can refer up to a maximum of 10 friends. This means, you can receive CHF 10 for one referral up to a maximum of CHF 100 a month for 10 referrals by using your referral code. However, it cannot be combined with any other promotion or promotion code.

To benefit from this promotion as a referrer, you and your friend need to invest with Inyova. This means that you and your friend will receive the welcome gift as soon as you and your friend are invested with Inyova (the minimum amount to be able to invest with Inyova is CHF 2000). If you or your friend open a savings plan, you will benefit from the promotion as soon as you and your friend have reached CHF 2000 on your Inyova account and only if this amount is reached by 31.12.2022 at 11.59 pm. 

The welcome gift of CHF 120 will be split across the 12 months, meaning you will receive CHF 10 each month on your Inyova account for one year. The CHF 10 per referral are transferred to your account the following month: for instance, the CHF 10 for the month of August will be transferred to your account in September.

 3. General 

This promotion is a voluntary offer by Inyova. We do not enter a legal agreement by offering customers participation in the special referral promotion. 

If you or your friend cancel your Inyova account during the current year, you will only receive the reward for the months in which the account was fully invested and not cancelled. For example: If you had an account with us from January to April, which was invested with the minimum amount, you and your friend will receive the reward for January to April one month in arrears. From May onwards, no further rewards would be paid out.

Legal recourse through the courts is excluded for any disputes about this promotion.

A cash payment of the winnings is excluded.

The general Terms & Conditions (conditions of participation) also apply to this special referral offer.