Special referral Promotion

Terms and Conditions 

Yova AG (known as Yova) is currently running a promotion where a selected number of customers can benefit from an exclusive referral offer from Inyova. This article shows you how you invite a friend successfully. 

1. What is the promotion 

This promotion has two parts:

If a friend of yours invests with Inyova between the 17.06.2022 at 11.59 pm and the 31.12.2022 at 11.59 pm by using your personal referral code and following the steps described below, you and your friend will both receive CHF 120 as a welcome gift, which means you and your friend will both receive CHF 10 on your Inyova account every month for 12 months.

2. How to benefit from the promotion  

1. When a friend of yours creates an account with Inyova using your unique personal referral code, they need to enter this code in their Inyova Dashboard under “Promotions''. They need to enter your code before transferring money to the account. You can find your unique personal referral code in your Inyova Dashboard, under “Share your impact”.                                                  Although, if they register through the link you have shared directly from the app or the email, the referrer code will be added automatically to their account, as the links contain your unique referral code already.
2. To be able to refer someone and so that your friend benefits from the promotion, you need to be an Inyova invested customer and have transferred at least CHF 2000 to your account.
3.  Your friend will have to open an account before the 31.12.2022 at 11.59 pm
4. This promotion only applies to new Inyova customers. If your friend is already an Inyova customer, you will not be able to benefit from this promotion, and they will not be able to enter the code. New customers can only be persons of full age who are not yet registered users of Inyova and who have their domicile or permanent residence in Switzerland.
5. This promotion cannot be combined with any other promotion or promotion code.
6. The referral program can be used to invite your friends from other countries where Inyova operates, however both you and your friend would be subject to the T&Cs of the country where you or your friend are domiciled (where you and your friend are/ will be Inyova customers). See respective T&Cs here.

To benefit from this promotion as a referrer you and your friend need to invest with Inyova, this means your fees will be waived and you and your friend will receive the welcome gift as soon as you and your friend are invested with Inyova (the minimum amount to be able to invest with Inyova is CHF 2000). If you or your friend open a savings plan, you will benefit from the promotion as soon as you and your friend have reached CHF 2000 on your Inyova account and only if this amount is reached by the 31.12.2021.

The welcome gift of CHF 120 will be split across the 12 months, meaning you will receive CHF 10 each month on your Inyova account for one year. The CHF 10 per referral are transferred to your account the following month: for instance, the CHF 10 for the month of August will be transferred to your account in September.

 3. General 

This promotion is a voluntary offer by Inyova. We do not enter a legal agreement by offering customers participation in the special referral promotion. 

If you or your friend cancel your Inyova account during the current year, you will only receive the reward for the months in which the account was fully invested and not cancelled. For example: If you had an account with us from January to April, which was invested with the minimum amount, you and your friend will receive the reward for January to April one month in arrears. From May onwards, no further rewards would be paid out.

Legal recourse through the courts is excluded for any disputes about this promotion.

A cash payment of the winnings is excluded.

The general Terms & Conditions (conditions of participation) also apply to this special referral offer.