What is the maximum amount I can deposit annually?

The legislature specifies a maximum amount you can pay into your Pillar 3a every year.

People who are affiliated with a pension fund through their employer, and who make the corresponding contributions, may pay in a maximum of CHF 7,056 for the year 2023. Self-employed persons or persons who do not reach the BVG entry threshold (annual income of less than CHF 21,510.–) are allowed to pay in 20% of the taxable income, up to a maximum of CHF 35,280 for the year 2023.

In order for your deposit to be counted for the current fiscal year, it should be invested in your Inyova strategy before 31. December. So, if you make your deposit before Christmas, it will be granted for this year. 

Good to know: 

1. If you do not live in Switzerland or do not have an income that is subject to OASI (old-age and survivors' insurance) you can only transfer the saved capital of an existing pillar 3a to Inyova.
2. If your personal situation should ever change (e.g. you change your employment relationship from a salaried position to self-employment), just send us an e-mail to customers@inyova.ch and we will take care of everything else for you.